Renters Insurance

Protect Your Personal Belongings

It takes a lot more than pocket change to replace everything you own. Your clothing and furniture are just a start to your belongings. What about your electronics and the things you use in your leisure activities?

In an instant, fire, theft or damage resulting from other perils can happen. And you could lose it all.

Renter’s Insurance provides the coverage you need to protect your things.

Did you know?

The average renter purchases about $ 35,000 in coverage for their personal belongings.

What are the basic coverages?

  • Property: To protect your personal belongings at home and away
  • Liability: To protect your financially against costly claims and lawsuits

How inexpensive renters insurance is?

The monthly cost for a rental insurance policy can be as low as the cost of a DVD.

What your landlord policy does and does not cover.

Your landlord’s policy only covers the building where you live, not your personal belongings. For that you need a renter’s insurance policy.

How liability insurance helps protect your financial future

Your landlord’s policy doesn’t provide coverage when you are found liable for damages or injury to another person. A renters policy does. This means if you are found responsible for injury to another person, your renters policy could help pay for bodily injury, property damage, and defense against these claims or lawsuits.

And don’t forget about flood insurance.

Floods and flash floods happen in all 50 states and are the number one natural disaster in the United States. Even if you rent a home or an apartment, your insurance, written directly by the U.S government’s national flood insurance program called NFIP-Direct, can be purchased.


Contact one of these agents to set up your Renters Insurance:

Marlee Puckett                                                            Vicki Melass – LUTCF
Farmer’s Insurance Agent                                            Allstate Insurance Agent
4404 South Clack Street                                             302 Plantation Dr.
Abilene, TX 79606                                                        Lake Jackson, TX 77566
Business (325) 232-7725                                          Business (979) 297-3600

Greg Bratcher                                                              Nikki Hammer
State Farm Agent                                                         Property & Casualty Representative
5018 Knickerbocker Road                                          5018 Knickerbocker Road
San Angelo, TX 76904                                                 San Angelo, TX 76904
Business (325) 223-2222                                          Business (325) 223-2222               


*You may also choose your own agent.